If you work at Walmart, you already know that every new employee has to complete a few training lessons online. These are called CBLs, Computer-Based Learning. They teach you some important things — like how to help customers, stay safe, and follow store rules.
But there’s one CBL that almost every Walmart worker finds a bit tough — the Walmart Anti Money Laundering CBL. Many employees even search online for Walmart Anti Money Laundering CBL Answers because some of the questions can be confusing. And yes — to pass this test, you’ll need to get a 100% score!
Don’t worry! We’re here to help. In this article, we’ll discuss everything you need to know — like what the Walmart Anti Money Laundering CBL test is, what kind of questions you’ll see, and how you can easily pass it. By the end, you’ll understand it all — and you’ll be ready to finish your test with confidence. So, let’s get started!
What Is the Walmart AML CBL Test?
The Walmart AML CBL test is an online course that teaches employees how to stop illegal money activities inside the store.
You’ll find this test in Walmart’s training system, where all CBLs are. It has short videos, simple lessons, and a quiz at the end. The questions verify if you understood the lessons shown in the videos. The course is not about remembering words — it’s about knowing what’s right and what’s wrong in real-life situations.
This test isn’t just for cashiers. It’s for anyone who manages money, such as Customer Service Associates or MoneyCenter employees. They usually deal with gift cards, money orders, and money transfers — so learning about scams and fraud is very important.
The test is not too long. It takes about 20 to 30 minutes. But you do need to pay full attention. And yes — to pass, you must get a perfect score (100%). That’s why many people search for Walmart Anti Money Laundering CBL Answers on Google. But once you understand the logic behind each question, the test becomes easy to finish.
Why Walmart Takes AML Seriously
Money laundering means hiding where illegal money came from. People target regular businesses — like stores or banks — to move or spend the money without raising suspicion.
Let’s say someone made money from something illegal. They come to Walmart and buy lots of gift cards using cash. Then they send those gift cards to another person. It looks like a normal purchase, but really, they’re just trying to hide the illegal money. That’s called money laundering.
Walmart deals with millions of dollars every day, so it can become a target for people who try to do money laundering. So the company has to follow strict laws such as:
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The Bank Secrecy Act (BSA)
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The USA Patriot Act
These laws say that Walmart must look out for anything suspicious and take action if something seems wrong. If Walmart doesn’t do this, it could get into trouble with the government.
That’s why Walmart created the AML CBL training — to teach every worker how to:
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Spot red flags (weird or suspicious activities)
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Report it (using Walmart’s system, like eMSAR or MSAR)
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Protect the store, customers, and yourself
In short, Walmart wants all employees to learn how to handle finances the right way. This training is not just to protect the company — it’s also to protect you. It helps make sure you don’t get blamed if something illegal happens while you’re working!
Common Questions in the Walmart AML CBL Test
When you start the Walmart AML CBL test, you’ll see simple questions. They won’t just ask ‘yes or no’ — they’ll show you a situation and ask what you would do if something weird or suspicious happened. The test has True or False and multiple-choice questions.
Here are some of the most common question types you might see:
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What should you do if a customer refuses to show their ID?
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How can you notice a customer who looks nervous or is trying to hide something?
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What should you do if someone buys a lot of gift cards or money orders with cash?
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How can you report something that doesn’t feel right?
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What’s the right way to report a suspicious transaction?
These questions are not here to trick you. They are here to help you think clearly in real-life moments. If something feels wrong, you should know how to act the right way. So just stay calm, read the questions slowly, and always ask yourself: “What’s the right thing to do?”
Walmart Anti-Money Laundering CBL Answers
Let’s now talk about what the Walmart Anti Money Laundering CBL Answers really teach you. Remember, the goal here is to understand, not just memorize. Once you understand the logic, you’ll easily know the right choices.
Know Your Customer (KYC)
This means always collecting the customer’s photo ID when needed.
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Never skip it, even if the customer is nice or says they’re in a hurry.
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You must have a valid photo ID for certain transactions.
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You can’t use a post office box as a customer’s address.
The KYC process helps Walmart confirm who the customer really is.
Structuring
This is when someone tries to break big transactions into small ones to avoid being noticed.
Example: A person buys $2,000 in gift cards three times a day, instead of one $6,000 purchase. That’s suspicious! If you notice this kind of pattern, you should report it right away using Walmart’s internal system (like eMSAR).
Gift Card and Prepaid Card Rules
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All gift cards should be sold in one transaction.
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Each card has a limit amount, shown on the register.
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If you think the customer might be part of a scam, don’t continue the sale.
Even if they insist, politely stop the transaction and report it.
Common Scams You Should Know
Here are the scams Walmart teaches you about in the CBL:
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Person in need scam (someone says they need urgent help).
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Online romance scam (pretending to be in love to get money).
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Lottery or inheritance scam (telling people they’ve “won” money).
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Fake government agent scam (pretending to be the IRS or police).
If you notice a customer acting strangely — like saying “I have to buy gift cards for someone I met online” — that’s a red flag. Always stop and report it.
What to Do If You See a Scam
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Report it right away using the eMSAR system during the transaction.
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Politely decline the sale if you think it’s unsafe.
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Give the customer a brochure about scams — Walmart provides them.
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If you realize something suspicious after they leave, report it using MSAR.
Always remember — Walmart does not expect you to investigate or question the customer. Your job is to report and protect.
Red Flags You Must Watch For
Some common signs of money laundering, fraud, or scams include:
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Customers buying many high-value gift cards or money orders.
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People sending large amounts of money to the same person again and again.
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Nervous customers who seem scared, rushed, or confused.
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People being told what to say by someone else nearby.
If something feels off, it probably is. Trust your instincts and follow the rules.
What You Should Never Do
Now that you know what to do, let’s talk about what you should never do during a suspicious situation. These mistakes can cause problems — even if you don’t mean to.
First, never ignore something that feels strange. If your gut says, “Hmm, this seems weird,” then it probably is. It’s always better to report than to stay quiet. Even if you’re not 100% sure, still report it. Walmart will review it.
Second, never let a customer skip showing their ID when it’s required. It doesn’t matter if they’re in a rush or seem angry. If the rule says you need ID, then you must ask for it. No exceptions.
Also, never help a customer do a shady transaction — like splitting a big gift card purchase into smaller ones. That’s called structuring, and it’s a big red flag. Even if the customer tells you “It’s fine” or says “I do this all the time,” you still have to follow the rules.
One more thing — never tell the customer you’re reporting them. That must always stay private. If they find out, they may get upset or try to hide what they’re doing. Keep it quiet, stay polite, and report the issue the right way.
And remember, your job is to report, not investigate. You’re not expected to ask hard questions or solve the case. You’re just doing your part to keep the store safe — and that’s more than enough.
Tips to Pass the Test Easily
The Walmart Anti Money Laundering CBL test may look tricky, but if you follow these tips, you’ll pass it easily.
First, when you start the training, take notes. Write down short ideas or key words. The quiz often uses the same words shown in the videos — so remembering them helps a lot.
Second, don’t rush through it. Read each question slowly and carefully. Many questions look similar, but one answer is always the safest one. Look for answers that follow the rules and protect the customer and the company.
Third, pay close attention to the example stories in the videos. They show real-life problems — and the quiz is based on those examples. If someone buys lots of gift cards with cash, or acts nervous, or avoids showing ID, those are all signs the quiz will ask about.
Also, always pick the answer that feels the most honest, safe, and legal. Don’t think about what’s faster or easier — think about what’s right.
Last but not least — take the quiz in a quiet place. Avoid distractions. Focus on each slide, and make sure you don’t skip anything. Some important points are hidden in small text, so stay sharp!
What Happens If You Fail?
It’s okay! Really. If you fail the Walmart Anti Money Laundering CBL test, don’t panic. You’re not alone, and it won’t hurt your job if you’re trying your best.
Walmart usually gives you another chance. You may need to go through the training again, but that’s not a bad thing. You’ll understand things even better the second time.
If you keep trying and still find it hard, talk to your manager. Managers are there to help. They can guide you or explain things in a different way. Walmart wants you to understand, not just pass.
But remember — ignoring the test or refusing to try might be seen as a problem. So just give it your full effort. Learn the material, take your time, and you’ll be just fine.
What Employees Say About the Test
Many Walmart employees have already taken this test and passed — and most of them say it’s not hard if you just pay attention. Some workers say the test is a little boring, and yes, it takes about 20 to 30 minutes to finish.
Here’s what some employees have said:
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“If you stay focused while taking the test, you’ll pass.”
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“I was nervous at first, but the questions were pretty simple.”
- “I thought I would fail, but I passed on the first try!”
Some people try to search for the answers online or try to memorize everything.
Final Thoughts
The Walmart Anti Money Laundering CBL test may look a little hard at first. But once you understand the rules and the real-life examples, it becomes much easier.
This test is not here to scare you. It’s here to help you, protect customers, and keep the store safe from scams and illegal money activities.
Walmart gives you everything you need to learn and pass the test. So just stay calm, take your time, and do your best.
(FAQs)
How long does the Walmart AML CBL test take?
The test usually takes about 20 to 30 minutes to finish.
What kind of questions will I see on the test?
You’ll see questions about gift card scams, ID checks, red flags, and how to report things the right way. Many are based on real customer situations.
Can I retake the test if I fail?
Yes! If you don’t pass the first time, Walmart gives you another chance.
Will I lose my job if I fail the test?
No, not if you’re trying your best. Failing once is okay. Just don’t ignore the test. Keep trying, ask for help if needed, and you’ll pass.
What happens if I report something that turns out to be nothing?
That’s okay! It’s always better to report something that feels wrong.
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